End-User License Agreement (EULA) for Themis Balance

Last Revised: May 8th, 2025

This End-User License Agreement ("EULA") is a legal agreement between you ("End-User," "You," or "Your") and Tiny Titans Tech Inc. ("Developer," "We," "Us," or "Our"), the provider of the web interface and the mobile application "Themis Balance" (the "Application" or "App").

By downloading, installing, accessing, or using the Application, You agree to be bound by the terms of this EULA. If You do not agree to these terms, do not download, install, access, or use the Application.

1. License Grant

Subject to Your compliance with the terms of this EULA, Developer grants You a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to download, install, and use the Application on a device that You own or control, solely for Your personal, non-commercial purposes.

2. Restrictions on Use

You shall not:

3. User Accounts

a. Account Creation:

To use certain features of the Application, You may need to own an account with another provide (Googlem, Apple, etc). You agree to provide accurate, current, and complete information during the registration process with the provider and to update such information to keep it accurate, current, and complete.

b. Account Responsibility:

You are responsible for safeguarding Your account password and for any activities or actions under Your account, whether or not You have authorized such activities or actions. You agree to notify Us immediately of any unauthorized use of Your account.

c. User Name:

The name and email you provide during account setup will be used to identify You within the Application, including but not limited to, attributing transactions in the History page, enabling search by user name in shared household contexts, and in communications related to Your account (e.g., error messages regarding subscription management).

4. Application Functionality and Data

a. Informational Tool:

Themis Balance is a financial awareness tool designed to help You understand Your finances based on the information You provide. The "weekly balance" feature is an abstraction created from the data You input and is intended to simplify understanding of aggregated financial information. It does not represent actual funds held by You or the Developer or constitute a bank account, payment instrument, or money services business.

b. No Financial Advice:

The Application is not intended to provide financial, investment, legal, or tax advice. You are solely responsible for Your financial decisions. Any information provided by the Application is for informational purposes only and should not be considered as a substitute for consultation with a qualified financial professional.

c. Data Accuracy and Responsibility:

You are solely responsible for the accuracy, quality, integrity, legality, reliability, and appropriateness of all data You input into the Application. The Application's calculations and insights are based on the data You provide.

d. Data Sharing:

If You use features that allow sharing of information with other household members or users, You are responsible for managing such sharing and acknowledge that other users in Your shared group may see the information You choose to share.

e. No Guarantees:

The Application is provided "as is." We do not guarantee that the Application will be error-free, uninterrupted, or that all errors will be corrected. We make no guarantees regarding the accuracy or reliability of the insights produced if the data You input is incorrect or incomplete.

5. Subscription Terms (If Applicable)

a. Subscription:

Access to certain features of the Application may require a paid subscription ("Subscription").

b. Billing:

If You purchase a Subscription, You agree to pay all applicable fees as described in the Application at the time of purchase. All fees are payable in accordance with payment terms in effect at the time the fee becomes payable.

c. Automatic Renewal:

Unless You cancel Your Subscription before the end of the current Subscription period, Your Subscription will automatically renew, and You authorize Us (or our third-party payment processor) to charge Your payment method for the renewal term.

d. Cancellation:

You may cancel Your Subscription at any time through the Application or the applicable app store's subscription management settings. Cancellation will take effect at the end of the current billing cycle.

e. No Refunds:

Except when required by law, or as otherwise stated by Us, all fees for Subscriptions are non-refundable.

f. Price Changes:

We reserve the right to change Subscription fees. We will provide You with reasonable prior notice of any price changes.

6. Intellectual Property Rights

All rights, title, and interest in and to the Application, including all associated intellectual property rights (such as copyrights, patents, trademarks, trade secrets, and know-how), are and will remain the exclusive property of Developer and its licensors. This EULA does not grant You any rights to use Developer's trademarks, logos, or other brand features.

7. Termination

a. By You:

You may terminate this EULA by deleting the Application and ceasing all use of it.

b. By Developer:

We may, in Our sole discretion, suspend or terminate Your access to and use of the Application, with or without notice, for any reason, including, without limitation, if You breach this EULA.

c. Effect of Termination:

Upon termination, all rights granted to You under this EULA will also terminate; You must cease all use of the Application and delete all copies of the Application from Your mobile device. Termination will not limit any of Developer's rights or remedies at law or in equity. Provisions that by their nature should survive termination shall survive, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

8. Disclaimer of Warranties

THE APPLICATION IS PROVIDED TO YOU "AS IS" AND "AS AVAILABLE" AND WITH ALL FAULTS AND DEFECTS WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, DEVELOPER, ON ITS OWN BEHALF AND ON BEHALF OF ITS AFFILIATES AND ITS AND THEIR RESPECTIVE LICENSORS AND SERVICE PROVIDERS, EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, WITH RESPECT TO THE APPLICATION, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND WARRANTIES THAT MAY ARISE OUT OF COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE, OR TRADE PRACTICE. WITHOUT LIMITATION TO THE FOREGOING, DEVELOPER PROVIDES NO WARRANTY OR UNDERTAKING, AND MAKES NO REPRESENTATION OF ANY KIND THAT THE APPLICATION WILL MEET YOUR REQUIREMENTS, ACHIEVE ANY INTENDED RESULTS, BE COMPATIBLE, OR WORK WITH ANY OTHER SOFTWARE, APPLICATIONS, SYSTEMS, OR SERVICES, OPERATE WITHOUT INTERRUPTION, MEET ANY PERFORMANCE OR RELIABILITY STANDARDS, OR BE ERROR-FREE, OR THAT ANY ERRORS OR DEFECTS CAN OR WILL BE CORRECTED.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL DEVELOPER OR ITS AFFILIATES, OR ANY OF ITS OR THEIR RESPECTIVE LICENSORS OR SERVICE PROVIDERS, BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, LOSS OF DATA, LOSS OF USE, BUSINESS INTERRUPTION, OR PERSONAL INJURY) ARISING OUT OF OR RELATING TO THIS EULA OR YOUR USE OF OR INABILITY TO USE THE APPLICATION, HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, OR OTHERWISE) AND EVEN IF DEVELOPER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

DEVELOPER'S AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE APPLICATION OR THIS EULA, WHETHER IN CONTRACT, TORT, OR OTHERWISE, SHALL NOT EXCEED THE GREATER OF (I) THE TOTAL AMOUNT PAID BY YOU TO DEVELOPER FOR THE APPLICATION SUBSCRIPTION IN THE SIX (6) MONTHS PRIOR TO THE EVENT GIVING RISE TO THE CLAIM, OR (II) FIFTY CANADIAN DOLLARS (CAD $50.00).

THE FOREGOING LIMITATIONS WILL APPLY EVEN IF THE ABOVE STATED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

10. Indemnification

You agree to indemnify, defend, and hold harmless Developer and its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all losses, damages, liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs, or expenses of whatever kind, including reasonable attorneys' fees, arising from or relating to Your use or misuse of the Application or Your breach of this EULA, including but not limited to the content You submit or make available through this Application.

11. Governing Law and Jurisdiction

This EULA and Your use of the Application are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to its conflict of law principles. Any legal action or proceeding arising under this EULA will be brought exclusively in the federal or provincial courts located in Toronto, Ontario, and You irrevocably consent to the personal jurisdiction and venue in such courts.

12. Changes to this EULA

We reserve the right, in Our sole discretion, to modify or replace this EULA at any time. If a revision is material, We will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect, for example, by notifying You through the Application or by posting the updated EULA on Our website. What constitutes a material change will be determined at Our sole discretion. By continuing to access or use Our Application after those revisions become effective, You agree to be bound by the revised terms.

13. Severability

If any provision of this EULA is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

14. Entire Agreement

This EULA, together with Our Privacy Policy (which You should also review and which is typically provided separately), constitutes the entire agreement between You and Developer regarding the Application and supersedes all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Application.

15. Contact Information

If You have any questions about this EULA, please contact Us at:

[Your Company Name/Your Name]
[Your Email Address]
[Your Physical Address, if applicable, or indicate "Vaughan, Ontario, Canada"]