The "No Cents" Philosophy: Focus on What Matters
One of the first things you might notice is that Themis Balance doesn't track cents - only whole amounts. You'll need to decide whether to round 13.61 up to 14 or down to 13 when you report it. We know this might seem unusual at first, but there's a strong reason behind it:
- Simplicity and Speed: Wrestling with cents takes time, whether you're inputting them or trying to reconcile tiny discrepancies. Your time is valuable. Focusing on whole amounts makes reporting faster and the overall view cleaner.
- Focus on Impact: Meaningful financial decisions and insights come from understanding dollar amounts. Cents rarely, if ever, change the big picture of your financial health or influence a major spending decision. Chasing pennies can distract from what truly matters.
- The True Value of Cents: Let's be honest, the individual value of a few cents is minimal, and with inflation, that tiny value constantly shifts even within a single month. Spending effort to track them offers very little return.
By ignoring cents, Themis Balance helps you focus your energy on the figures that count, making your financial tracking more efficient and less cluttered. Embrace the simplicity and see how much easier it makes managing your money!